Core
Free for everyone
Get it your way
Luxe
$15KLiquid Deposit
30KETHFI Staked
Take the Fast-Track$199/year
Pinnacle
$100KLiquid Deposit
150KETHFI Staked
Take the Fast-Track$999/year
VIP
$500KLiquid Deposit
500KETHFI Staked
Core
Luxe
Pinnacle
VIP
Estimated annual value in rewards
CoreSpend cashback: $1,000
LuxeSpend cashback: $5,400Subscription cashback: $120Airport lounge access: $85
PinnacleSpend cashback: $27,000Subscription cashback: $240Airport lounges: $1,500Airport fast track: $180
VIPSpend cashback: $28,000Hotel discounts: $6,000Subscription cashback: $360Airport lounges: $1,680Exclusive events: $14,000
Everyday cashback
3% cashback, up to $2K
3% cashback, up to $10K
3% cashback, up to $50K
4% cashback, up to $50K
Everyday perks
Subscription services
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10% cashback on subscriptions in one category you choose, up to $10 a month
20% cashback on subscriptions in one category you choose, up to $20 a month
30% cashback on subscriptions in one category you choose, up to $30 a month
Free ATM withdrawals
—
—
Yes
Yes
Travel
ether.fi Travel cashback
5%, plus up to 65% off hotels and flights
5%, plus up to 65% off hotels and flights
5%, plus up to 65% off hotels and flights
5%, plus up to 65% off hotels and flights
Airport lounge benefit (Q4)
Airport lounge access
2 Free passes to premium lounges
Unlimited free passes to premium lounges
Unlimited free passes to premium lounges
Airport fast track (Q4)
—
At eligible airports
At eligible airports
At eligible airports
Cards
Virtual cards
1 free
2 free
10 free
Unlimited
Physical card
$60, including shipping
1 free
1 free with priority shipping
1 free with priority shipping
Support
Premium support
—
—
Dedicated account manager on Telegram and Whatsapp
Executive support: Personal support from the CEO and team
Exclusives
Exclusive event access (Q4)
—
—
Once-in-a-lifetime moments
Once-in-a-lifetime moments
Ventures access
—
—
—
Curated deal-flow opportunities
Account balance protection
$1M coverage-backed
Yes
Yes
Yes
Yes
Identity Theft Protection
Yes
Yes
Yes
Yes
Membership level access
Earn it with points
Free
5K pts
25K pts
—
Deposit into Liquid
—
$15K
$100K
$500K
Stake ETHFI (no lockups)
—
30K ETHFI
150K ETHFI
500K ETHFI
Buy it for the year
—
$199/yr
$999/yr
—
Travel benefits shared across
all memberships
Visa concierge
Global eSIM
Airport lounge access
Auto rental coverage
Purchase and price protection
Protected up to $500,000
Account protection up to $500,000
Eligible accounts receive insurance-backed protection of up to $500,000, funded by ether.fi capital and insurance from a licensed underwriter.
Own your assets
Fully non-custodial, you retain full ownership and control of your funds while accessing everything ether.fi has to offer.
Around-the-clock support
Our dedicated support team is available 24/7 to answer questions and resolve issues quickly.
Availability is limited to eligible accounts and subject to applicable limits and conditions. This is not deposit insurance; it does not cover market losses or compromise of your account credentials. Program not yet live — full terms and conditions coming soon.